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Insurance Is Settling—Do You Still Need a Personal Injury Lawyer?

Posted on in Personal Injury

Campbell County personal injury attorney car accident

If you were involved in a car accident, truck accident, motorcycle accident, or any other type of accident while driving or riding a vehicle that caused you to become hurt, you might be waiting to hear back from an insurance company about your personal injury compensation. Or maybe you already received a compensation settlement from the insurance company, faster than originally expected. Whatever the case may be, you should still consider retaining representation from a personal injury attorney for the following reasons.

3 Ways a Lawyer Can Help You Get a Better Settlement

When the insurance company makes its decision, your options are not limited—you still can hire an attorney to help you obtain a higher settlement, among other things. Just be sure you do not agree to that original settlement. Do not sign anything if you suspect you are getting taken advantage of. In cases like that, you will want to reach out to a lawyer. Here are a few reasons why hiring an attorney after receiving a mediocre settlement offer is possible, reasonable, and greatly beneficial:

  1. An insurance claims adjuster’s number one goal is to save money (for the insurance company). What that means for you is that they are not always fair; in fact, they are quite possibly unfair to the person they are paying out claims to, especially if that person does not have the representation of a lawyer to assist them. A lawyer can keep them honest when negotiating the settlement.

  2. You do not understand personal injury insurance claims, but your prospective lawyer will understand all of it. You might read some complicated formulas in how the insurance company determined the compensation they say you deserve. It all seems like nonsense to you, but to a knowledgeable and experienced lawyer, it makes perfect sense, and that attorney will know when the claims adjuster is making a calculation that is not in your favor.

  3. The insurance company is not considering the long-term effects of your personal injury. In many cases, the insurance company might be quick to settle without even realizing or at least considering the long-term damages possible in your life. For instance, you might lose your job as a result of the injury or you might have a chronic health problem resulting from it or an expensive surgery—whatever the case may be, all of these issues are long-term and might not have even been raised during the settlement process. Your personal injury lawyer can help with this, making sure the damages are consistent with your real-life struggles, both short- and long-term. 

Contact a Campbell County Car Accident Attorney

You might think that receiving a settlement from an insurance company to compensate you for your injuries after a car crash or another type of accident is great. However, without the assistance of an experienced Jacksboro, TN personal injury lawyer, you risk leaving much-needed compensation on the table. Reach out to the skillful professionals at the Law Office of William F. Evans by calling us today at 423-449-7980 to schedule a free consultation. 




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